Your income decreases significantly after losing a job and unemployment insurance benefits and unemployment allowances are only paid temporarily. In order not to find yourself in debt or for your existing debts to escalate, you should rethink as quickly as possible how to cope with your loan commitments.
If you are struggling with your loan repayments, fear that it might come to this or feel insecure about coping on a lower income, make an appointment with a debt counsellor. They will help you find a suitable solution. You can meet with a debt counsellor even if you have received a summons for failure to make loan repayments or if your bank accounts have been seized. In such a case, the debt counsellor will help you prepare your documents for court and, if necessary, refer you on to other professionals.
If you are registered as unemployed and participating in a workshop or job club or in psychological or debt counselling, we pay you commuting and accommodation benefits as needed.